No Credit History?
No Problem!
Discover our
new-to-credit loans
with 0% interest.
Start your credit journey with us.
Are you new to the credit world or have a limited credit history?
If you’ve never used a credit product before, it’s likely you don’t have a credit history. Without one, accessing credit can be challenging. That’s where FASTA can help!
Whether you’re a young professional or simply new to credit, we understand that each customer is unique. That’s why we’ve designed our application process for beginner credit users to consider more than just your credit history. Our affordability calculations take multiple factors into account when assessing your eligibility.
Take your first
step onto the
credit ladder.
A new way to build credit
To build your credit history and improve your credit score, you need to borrow money and repay it responsibly. This can be tricky if no one will help you with that first loan!
FASTA is the only credit provider offering limited credit history loans that look at your unique profile. We can potentially offer you credit, even if you don’t have a credit history or a standard pay slip.
1. Build your credit history safely
Apply for a loan from FASTA by selecting FASTACash and get cash in your bank account upon approval.
2. Manage your credit responsibly
Repay on time, in full, and don’t miss a payment. This has a positive impact on your credit score and shows that you’re a reliable customer. Being responsible also improves the rates and terms of credit that you’re offered in the future.
3. Improve your credit score consistently
You’re on your way to building up your credit history and ensuring a good credit score. Continue to monitor and improve your credit score with FASTA.
3 things to know about credit scores
- Keep your credit score as high as possible to qualify for loans with lower interest rates.
- Credit scores are an important part of your financial health.
- A good credit score can unlock benefits for you, like getting offered better terms for insurance, home and vehicle finance
About FASTA
Empowering South Africans with quick and easy access to credit.
At FASTA, our mission is to provide South Africans with seamless access to financial resources, ensuring convenience and simplicity every step of the way. With our cutting-edge, world-class technology, we offer instant credit solutions that you can access anytime, anywhere. This includes offering innovative solutions like our new-to-credit loans.
We have pioneered an effortless and secure customer journey, allowing you to complete your loan application with confidence. Our self-service platform ensures a paperless and entirely online experience, putting you in control of your financial needs.
At FASTA, we prioritise responsible and transparent lending practices. We rigorously assess our customers’ financial circumstances and strictly adhere to National Credit Act (NCA) regulations when granting loans. Our goal is to build trusted relationships with our customers by offering innovative and ethical financial products.
FASTA: Your responsible partner in first-time borrower loans.